Scotia has long been one of the leading banks in Canada, so it comes as no surprise that they’ve come up with a credit card program that helps customers save a great deal of money and earn rewards on purchases made. The use of points is very similar to other reward programs, such as the Air Miles and Shell card offerings, with some significant differences.
The Scene+ credit card can be a perfect option for those looking to earn rewards with their purchases yet don’t want to spend too much money. Customers of Scotia Scene+ can collect points on purchases made at ‘Scene’ merchants – this includes grocery stores, drug stores, and gas stations.
However, comparing this credit card with many other similar programs is important before deciding which one is best for you. That’s why we will be providing you with all you need to know about Scene+, including its values and offers.
How Do I Earn Scene+ Points?
When you load your Scene+ credit card with money, the Scene credit card will add a Scene point to your account. You can earn up to 3 points per dollar spent at Scotia stores, online, and by phone. Some places in Canada also offer additional bonuses for spending with Scotia.
These include an extra 4 points at certain grocery stores and pharmacies and 2 points for every dollar spent on: gas, transit passes, and day passes for transit services in cities across Canada, premium movie theatres, buffets, and other dining establishments, newspapers, magazines, and specialty retail outlets.
Scotiabank offers Scene+ Visa Card customers exclusive discounts on travel packages and services when booking online, which is run by Expedia. These packages include hotel stays, rental cars, cruises, travel insurance, and other related products. Customers can also shop online for travel needs and earn up to 3 points on every $1 spent on lodging and vehicle rentals.
Scotia provides Entertainment Scene Cards that offer Scene+ Visa Card customers special discounts on various entertainment services and products such as movie theatre tickets, theme parks, local and national attractions, and popular restaurants across Canada.
Customers can also enjoy unlimited free recreation passes, including day passes to public transit and discount tickets to the country’s best attractions like the CN Tower, Royal Canadian Museum, Canadian Museum of Nature, and more.
You may earn Scene+ points rather than cash back from hundreds of merchants, including Bed Bath & Beyond, Old Navy, Sephora, Indigo, and more, if you link your accounts with Rakuten.ca (one of Canada’s finest cash-back apps for shopping).
Members of Scene+ will also have access to exclusive promotions where they can accumulate up to 20% more points than non-members. Earning potential varies depending on the merchant; however, cashback will be converted to Scene+ points at a rate of $0.01 per point after it has been earned.
How to Activate a Scene+ Account
1. Choose your Scene+ Credit Card
There are several different Scene cards to choose from:
- Scene Visa Card
- Scene MasterCard Gold Card, and
- Scene World Elite MasterCard
- Scotiabank American Express Card
Each of these has the same great swipe rate at grocery stores, drug stores, gas stations, dining out & recreation across the country with bonus points at select retailers near you! With Scotia, however, you have the flexibility of choosing a card that suits your needs!
2. Add money to your Scene+ Account
Once you’ve activated your Scene+ credit card, you can start earning Scene points immediately. To load cash onto your card, visit the nearest Scotia branch or ATM and add money instantly.
You can also visit scotiabank.com and instantly load money to your card or set up a direct deposit from almost any Canadian bank account to make sure you have enough cash on hand! Your minimum load is $100.00.
3. Start Earning Points
Now that you’ve loaded cash onto your Scene+ Visa or MasterCard, you can start earning points for every dollar you spend. So, wherever your day may take you, with a Scotia Scene+ Card in hand, you’ll never miss out on another fun-filled adventure!
4. Redeem Points
Redeem your points instantly by logging onto the Scotia Rewards Website at scotiarewards.ca/sceneplus and entering your credit card number and member ID. Your rewards redemption will appear on the next page. If you had previously joined the SCENE program, your points ought to have immediately migrated to the new Scene+ program.
How To Redeem Your Scotia Scene+ Points?
Scene+ features a wide variety of ways to redeem points in addition to several ways to acquire them.
The Scene+ travel website is well-liked by many people because it allows you to easily book vacation packages, flights, hotels, auto rentals, and cruises.
Conveniently, you can redeem for travel using points, cash, or a mix of the two. It’s also important to note that when you book hotels and auto rentals through the Scene+ travel portal, you’ll earn three times as many Scene+ points. You receive a return of 3% as a result, which is not awful at all.
There are two ways to use points to book a trip:
2. Scene+ Travel portal on Expedia
The portal offers a redemption rate of 100 points for every $1 in rewards, whether booking a trip, lodging, or rental car. If you don’t have enough points, you can pay for your travel using a combination of points and another form of payment, which is a commendable feature of Scene+’s travel site.
Scotiabank has changed its rewards credit card program to Scene+. The Scotia Rewards is now Scene+. The cards provide a few perks on a scene partner’s premium products or services like movie tickets, travel accommodations, and dinner with an entertainment celebrity.
Scene+ cards also provide reward points as well, but they cannot be redeemed as cash back or points.
The Use of Scene+ points
Use a Scene+ Scotiabank credit or debit card to independently reserve an eligible travel product, such as a flight, rental car, or hotel, if you don’t wish to use their in-house travel gateway. Users have 12 months from the time of purchase to apply their points at a rate of 100 points for every $1 in credit toward the purchase (including taxes).
Cineplex movies can be purchased using points, and in Scene+, this is essentially the only way to get a redemption value of more than $0.01 per point. General admission or a 3D movie ticket costs 1,250 points, an enhanced movie ticket costs 2,000 points (UltraAVX, IMAX, Prime seats, and D-Box), and a VIP movie ticket costs 2,500 points.
Additionally, you can use 100 points for $1 off movie rentals or purchases at the Cineplex Store or redeem 500 points for $5 off food and beverages at Cineplex movie theatres. Additionally, 500 points can be exchanged for $5 off on a selection of things at the Rec Room or Playdium.
You can also use your points at a couple of the restaurants on Scene+. The value is the same, with 500 points for $5 off, or a value of one penny per point. Your Scene+ points are redeemable at the following eateries: Tir nan Og, Swiss Chalet, East Side Mario’s, Bier Markt, Fionn MacCool’s, and others.
3. Credit Cards
Almost all existing loyalty programs allow you to exchange your points for gift cards, and Scotia Rewards is no exception. A $100 gift card typically requires 13,400 Scene+ points. Although this is a reasonable price in comparison to other programs, it is still 25% less than travel.
Use the Scene+ website to exchange your points for gift cards from more than 60 retailers, including Amazon.ca, Canadian Tire, Gap, Walmart, and more. Gift card redemptions range from 1,400 points for a $10 gift card to 64,000 points for a $500 gift card for most retailers. If you choose this redemption option, the value of each point ranges from $0.0071 to $0.0078.
Despite the large selection of goods offered by Scene+, the average worth of each point is only between Sixty and seventy-five cents, which is not very fair. You can slightly increase the value of your points when making purchases at Best Buy and Apple online, but it still falls far short of the value of travel redemptions.
Avoid spending your points on products, but here are some better alternatives: Watches, perfume, headphones, pots and pans, coffee machines, and small appliances. The advantage of this redemption option is that you can still pay up to 20% of the item’s worth plus taxes with points and the remaining 80% with any other form of payment, even if you don’t have enough points.
Do Scene+ Points Expire?
Your account might be closed if there hasn’t been any Scene+ activity for more than 24 months. However, Scene+ points out that they will let you know before closing your account.
As long as your Scotiabank credit or debit account is active and in good standing and you have a Scene+ Scotiabank debit or credit card, your points will not expire.
The Scotia Rewards program stands out as one of the best in Canada. Its rewards program is all about rewarding customers with great rates and low fees.
Also, with some of the top Scotiabank credit cards having high earning rates, Scene+ provides an extensive array of products through the accumulation of points so customers can enjoy a more comfortable lifestyle.
Sagar Sridhar is a personal finance blogger from Canada. His genuine passion for personal finance coupled with his unique style of writing is what stands out. Professionally, he is a computer engineer, agile certified and has a master’s degree in Project Management. His writing has been featured or quoted in the leading Canadian publications such as Credit Canada and many other personal finance publications. While he is juggling between his day job and blogging, he is the main author on this blog and has miles to go before making the final pit stop.